Issue credentials that prove everything but reveal nothing

Convert KYC status, government IDs, asset ownership, certifications, or any other identity proof into a privacy-preserving Verifiable Credential. Prove your claims cryptographically while data remains encrypted in a Regulatory Vault and retrievable by permission for compliance.

ENABLE CROSS-BOUNDARY TRUST

AI and regulated digital assets require identity verification that works across platforms, protocols, and borders. Enable cross-boundary trust that empowers innovation without privacy risks.

Regulated digital assets, like stablecoins, require cross-border identity verification, while AI presents an existential threat to a global trust fabric that was designed for humans. Your identity infrastructure needs to keep up with the evolving technology and strict regulations.

Bridge this gap with T3 Verify. Issue Smart Verifiable Credentials from any trusted source and enable the acceptance of identity claims without revealing private data, while compliance is guaranteed with authorized retrieval of identity information when necessary.

Portable, dynamic credentials built for cross-boundary trust

Credentials that support seamless verification across silos, for ultimate trust within and between platforms.

Prove identity claims without revealing everything

Cryptographic proofs and selective-disclosure let users present only what a platform needs. Prove you are over 18, an accredited investor, or a permanent resident without revealing your birthdate, bank account, or ID number.

Verify once, accepted everywhere

A credential issued by one department can be verified by another without repeating KYC. An age credential issued from a government ID works on a gaming platform and a trading platform. Credentials are portable while the underlying data remains encrypted in secure storage.

Revoke credentials the moment circumstances change

Invalidate credentials instantly when they expire or are superseded — expired passports, revoked licenses, updated accreditations, or new sanctions. Verifiers can check revocation status in real-time via T3 Network for every claim.

Features

Full compliance infrastructure, without the data risks

From KYC, data storage, to data retrieval, every layer of T3 Verify is designed to satisfy regulators without creating custody or control liabilities for enterprises.

Compliant identity verification the way you're used to

Verify user identity through document verification, liveness checks, and proof of address with your preferred KYC provider, or directly with Terminal 3. Supports everything from local e-KYC regulations to emerging national digital ID systems. KYC checks run as they do today, but the output is more powerful and more secure.

Quantum-proof encryption

Credential data is encrypted with NIST FIPS 203 & 204 quantum-resistant standards — the same algorithms adopted by the US Government.

Regulatory compliance across APAC

T3 Verify is designed to satisfy CDD and record keeping requirements of most major jurisdictions without saddling enterprises with additional compliance overhead.

Cross-border trust, local compliance

Every data value is pinned to its original geographic region at the infrastructure level. PII never crosses borders, satisfying GDPR, PDPA, and APPI residency requirements without application-layer workarounds.

How it works

T3 Verify for regulated use cases

Designed for regulated financial use cases. Each credential is issued once and verifiable without data transfer, while authorized personnel retain the ability to audit and retrieve all necessary data.

Onboarding & Issuance

User completes KYC with a regulated issuer. Terminal 3 encrypts and stores the data in the T3 Network and the Regulatory Vault, then issues a Smart VC to the user's wallet before recording the result to an immutable ledger.

Cross-Platform Verification

When a credential is accepted, T3 Network can dynamically provide retrieval process to the verifier's authorized personnel, satisfying data custody requirements without transferring raw PII. Applications see proof of compliance, never the underlying data.

Regulatory Retrieval

When KYC data is required, authorized personnel can retrieve data via a permissioned portal. SAR and STR compliant data is released by T3 Network while the retrieval request is cryptographically recorded.

Use cases

Credentials for any regulated context

Explore how Smart Verifiable Credentials eliminate PII custody while preserving full trust across gaming, stablecoins, financial services, travel, and education.

Verifiable academic credentials that never need a registrar call

Universities issue degree and certificate credentials as Smart VCs stored in T3 Network. Employers and institutions verify qualifications directly without third-party services or manual checks with registrars.

Age-gate your platform without holding date of birth

Restrict purchases or in-game features by age with verified age credentials. Users prove their age through cryptography so enterprises do not have to request and store birthdates and other personal data.

Compliant wallet onboarding for ecosystem-wide trust

Stablecoin issuers and exchanges satisfy KYC/AML obligations through Smart VCs and whitelists enabled by the T3 Network. Issue KYC credentials from any trusted provider and satisfy Travel Rule obligations and digital asset regulations, across multiple protocols and jurisdictions.

Interoperable credentials across products and borders

Provide Retail Banking, Private Wealth, Investment, and Insurance divisions from multiple jurisdictions the access to customer claims (including identity, KYC/AML status, asset ownership, etc.) without requiring repetitive checks or private data transfer.

One credential, accepted across every jurisdiction

Verify a user once and enable a seamless, cross-border travel experience. Hospitality, mobility, and retail applications can verify identity and eligibility instantly without repetitive and unsecured checks of physical credentials (like passports).

Security & compliance

Security and compliance, built into the infrastructure

We take security seriously and have implemented robust measures to protect your data.

FAQs

Need more answers?

1. What is a Smart Verifiable Credential?
   A Smart VC is a cryptographically signed attestation issued by a trusted authority — a bank, government, or KYC provider — and anchored in T3 Network. They can be presented to verifiers as proof of identity claims, with zero-knowledge proofs enabling selective disclosure of specific attributes without revealing the underlying data.

2. What is the difference between a Smart VC and a traditional VC?
   Unlike static VCs which only hold static data, Smart VCs reference live data in the T3 Network, enabling identity amendments and just-in-time verification. They contain cryptographic commitments to identity claims rather than the raw data itself, so no PII is ever stored in the VC making them quantum-proof by design. Smart VCs also remain interoperable and reusable: credentials can exist in public registries and be verified by any application, without requiring the user to re-present or re-verify.

3. How does T3 Verify handle regulatory retrieval requirements?
   T3 Verify is engineered to satisfy the regulatory requirement that institutions must be able to deliver a user's KYC data upon request from an enforcement authority. When a user undergoes KYC, an encrypted copy of the user's atomized KYC data is created and put into the Regulatory Vault. When a regulator needs access, an authorized officer submits a request using a whitelisted cryptographic signature, and raw data is exported directly to that recipient only — privacy maintained for all other users.

4. Which KYC providers integrate with T3 Verify?
   T3 Verify can integrate with most upstream KYC or identity verification provider via API, and currently supports Veriff and Ondato. Once a provider completes its verification process, T3 Verify wraps the result in a Smart VC anchored in T3 Network. Contact us to discuss integration with your existing KYC vendor.

5. What happens when a credential is revoked?
   Revocation is immediate. When an issuer revokes a credential due to an expired passport, a changed accreditation status, or a sanction, the on-chain Revocation Registry is updated in real-time. Every platform checks revocation status on each claim presentation, so a revoked credential is rejected instantly across every platform in the network.

6. Does the platform receive any personal data when verifying a claim?
   No. The platform submits the credential reference and the claim it wants to verify. T3 Verify returns a cryptographic proof confirming whether the claim is true and that it was issued by a trusted authority. No PII enters the platform's systems at any point in the verification flow.

7. How does T3 Verify handle data residency requirements?
   T3 Network stores underlying PII in per-value encrypted storage with data residency controls aligned to the jurisdiction where the credential was issued. The credential itself is globally portable; the underlying data remains in the regulated jurisdiction, satisfying GDPR, PDPA, and APPI residency requirements without application-layer workarounds.

8. Can credentials issued by T3 Verify be used across different industries?
   Yes. Smart VCs are application and protocol agnostic. An age credential issued for a gaming platform works at a regulated marketplace. A KYC credential issued by a bank can be accepted by any third-party platform that can read the relevant registries. The credential type and issuer determine which platforms can accept it, not the industry vertical.

Trust ecosystems powered by Smart Verifiable Credentials

Issue and verify claims without handling sensitive data for full regulatory compliance.